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A bumper to bumper warranty can be a blessing or a curse depending on how you look at it. It's a blessing because it gives you peace of mind and protects you from costly repairs in the event of an accident or breakdown. In some cases, it can be a curse since the terms of this warranty can work against the buyer.
New cars normally come with a bumper to bumper warranty which is also known as a New Car warranty or wrap-around warranty. This is the most comprehensive coverage for a new vehicle. However, while this implies that the entire car is covered from one end to the other that is not the case. In fact, your bumpers are not even covered with this kind of warranty!
The term bumper to bumper is actually a misnomer. Although these warranties do cover major components of an auto such as the engine, transmission and drive train, components such as the brakes tires, hoses, belts and lights are usually not covered. In fact, coverage for such items is virtually non-existent. That's simply because these items wear out with use and are expected to be replaced by the owner.
To know what specific items are covered, read your policy carefully. In most cases, the manufacturer will provide you with a short list of exclusions. Typically, the standard warranty period for a bumper to bumper warranty is three years or 36,000 miles. To boost sales, other dealers may offer more while imports are known to offer four years and 50,000 miles. Depending on how you use your car, this can work in your favor or against you.
"This time or mileage arrangement can work against the buyer, however, since the warranty expires when either condition is reached. A two-year-old vehicle would no longer be covered under warranty once the 36,000th mile is reached. Conversely, a four-year-old vehicle with only 10,000 miles would no longer be covered under a bumper to bumper warranty either," explains Michael Pollick of WiseGeek.Com.
For your protection, read the fine print and know what you're getting with a bumper to bumper warranty. For added security, purchase an additional warranty to extend your coverage after the original warranty expires.
For trouble-free driving, get an auto warranty. It will give you peace of mind while on the road so you don't have to worry the next time your car talks. For more information, visit http://nationalautoguardian.com/.