Previously Owned Car
How Well Do You Know Your Car?
Car insurance provider, More Than, have raised alarm bells regarding the authenticity of cars that are purchased second-hand. According to the insurer, thousands of drivers who have bought Used Cars, may be putting themselves at unnecessary risk from accidents and even fraud.
Many second-hand vehicles tend to be unsafe, with the dealers more often than not having little or no experience or knowledge of the motor industry, meaning that when they are Buying Cars to sell from auctions they are not fully aware of exactly what they are getting. Moreover, a great number of Used Cars may have been stolen and as many as one in three of those cars that are bought privately in the UK could have averse histories that render them worthless. People who choose to buy cars through private individuals are putting themselves at greater risk of deception and long-term problems, as opposed to those who buy from dealerships. Commerical traders can be prosecuted under the Trade Descriptions Act for selling a vehicle with an adverse history, whereas private sales do not operate under any authoritative auspices.
Credit agency, Experian, compiles information about the history of motor vehicles and has estimated that 29% of cars with adverse histories are also landing the new owner with outstanding financial agreements. In these instances, cars are being sold on before existing credit agreements have been settled, therefore the buyer is not in fact purchasing the legal title to the car leaving it exposed for repossession and the buyer vulnerable to significant financial loss, as there is no way of recouping the funds.
Other common problems of buying second-hand and used cars include stolen cars, ‘cut and shuts’, which is the welding together of two damaged vehicles to create a visually undamaged car and vehicles that have been declared financial and economical write-offs by insurers following previous accidents. Car buyers can obtain a history for the car they intend to purchase; a report tracking the details of a vehicle’s past is available for a fee. The report will include information such as past ownership, mileage history, any instances where the car has been reported stolen, as well as any events where it has been an insurance write-off. However, and despite common occurences of buyers being landed in hot water, a measly one in ten buyers will take the trouble to check the information of the car they are purchasing.
Those who choose not to obtain a thorough vehicle history are creating unnecessary problems for themselves with the variety of issues, which can arise in the sale of a second-hand car. Aside from theft, repossession and ultimately driving a death trap, a buyer could also encounter suspicions from garages and the DVLA if they have been given details of inaccurate mileage or even changes of paint colour. Therefore, it is a small price to pay, as obtaining a history report of the vehicle could prove to be invaluable.
About the Author
Hadassah is an author of several articles pertaining to Car Insurance. He is known for his expertise on the subject and on other Business and Finance related articles.
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Buyers on the Storrm
Sale Price: $1.99  |
![Does the hybrid Toyota Prius lead to rebound effects? Analysis of size and number of cars previously owned by Swiss Prius buyers [An article from: Ecological Economics]](http://www.cheap-used-cars.biz/media/images/i/51197EJ8SFL._SL75_.jpg) |
Does the hybrid Toyota Prius lead to rebound effects? Analysis of size and number of cars previously owned by Swiss Prius buyers [An article from: Ecological Economics]
Sale Price: $10.95 |
DescriptionThis digital document is a journal article from Ecological Economics, published by Elsevier in 2006. The article is delivered in HTML format and is available in your Amazon.com Media Library immediately after purchase... |
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Previously $12.74 This book is in New - Excellent condition |
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Spend Well, Live Rich (previously published as 7 Money Mantras for a Richer Life) $13.99 The best financial planner Michelle Singletary ever knew was Big Mama, her grandmother. Big Mama raised Michelle and her four brothers and sisters on a salary that never reached more than $13,000 a year. Yet at her death, Big Mama owned her own home, had paid off a car loan, and had a beautiful collection of Sunday-go-to-meeting church hats and a savings account that supplemented her Social Security check and small pension. Most important, she had taught Michelle “7 Money Mantras for a Richer Life.” Those mantras serve as the inspiration for this straight-talking book of practical personal financial advice that really works. The 7 Money Mantras are: 1. If it’ s on your ass, it’s not an asset! 2. Is this a need or is it a want? 3. Sweat the small stuff. 4. Cash is better than credit. 5. Keep it simple. 6. Priorities lead to prosperity. 7. Enough is enough. Michelle Singletary is a syndicated columnist for The Washington Post whose popular personal finance column appears in more than 120 newspapers. She’s also a mother of three children who understands what it’s like to live on a budget. In a plainspoken, sassy, no-nonsense voice, Michelle provides answers to the financial issues that confront almost every household: how to teach children the value of money; how to address money issues in a relationship or marriage; household saving tips; getting the best loans; and much more. “This book is about saving enough money to have choices,” she writes. “It’s about feeling free to be cheap if you can’t afford to buy a ton of gifts at Christmas. It’s about eliminating wasteful spend-ing so you can begin to save and invest. It’s full of uncommon commonsense lessons and guidance on the way people should use their money.” With humor and down-home financial wisdom, Michelle Singletary offers practical and realistic advice that will help you live well with the money you have. Michelle Singletary on . . . Romance and Money “It’s okay to say: ‘Honey, I love you and everything, but if you need money, ask your mama.’” Credit Cards “We are minimizing our financial potential by making minimum credit-card payments.” Car Buying “If you want to save money, keep your car until you’re on a first-name basis with the local tow-truck drivers.” Leasing a Car “You, too, can drive a car you can’t afford and then have to give it back. It’s crazy.” Gift Giving “Generosity isn’t about how much you spend. It’s about how much thought you put into the gift.” Penny Pinching “I once bought a stick-shift car because it was $1,000 cheaper than the automatic in the same model. There was just one little problem. I couldn’t drive a stick-shift. But at least I saved $1,000!” From the Trade Paperba |
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Owned $15.64 Rated: NASynopsis: After serving years in prison, Cisco is finally free and ready to put the past behind him. But, his hopes are shattered when a drug dealer confronts him about a $10,000 debt. He is now forced to face his only option in clearing the debt: kill a rival drug dealer and risk going back to prison. He thought he was free from his past debts and mistakes, only to find out that they own him for good. |
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Pre-owned: Forza Motorsport 3 - Xbox 360. $12.99 Suitable for the Xbox 360.This is a pre-owned game.All pre-owned games are in full working order and of satisfactory quality.Whether it's an exotic sports car like the new Audi R8 V10, a classic American muscle car like the Ford GT or a hot Asian import like the Nissan 370Z, everyone has a dream car.Now you can drive that dream with turn 10's latest racing epic.Live the most realistic racing experience ever as you take the wheel of more than 400 of the most-beloved cars on over 100 renowned real-world tracks and exotic road courses from around the globe.With breathtaking high-definition graphics and the most advanced vehicle performance modelling in a video game.Forza Motorsport 3 includes a host of driving assists and adjustable skill levels to make the game a gripping pick-up and play experience for audiences of all ages and skill levels.Pack contains 2 discs.Contents of disc two includes Asian car pack featuring 37 cars from Asian manufacturers.Road racing track pack that includes 3 racing environments (Rally di Positano, Fujimi Kaido and Nurburgring Nordschleife).For those playing the game on a Xbox 360 console with more than 512Mb of memory all of the above options are available.For those playing the game on a Xbox 360 Arcade console with a clean 512MB memory, any one of the three car packs (Asian, European or American car packs) from disc 2 can be installed one at a time.The road racing track pack cannot be installed on 512MB of memory.For ages 3 years and over.This item is FREE delivery within 48 hours.Argos cannot be held responsible for any delay in delivery if there is a disruption to postal services out of our control. This game cannot be used as part of a hardware package. Additional game content is not part of these pre-owned games. Likewise accessories may not be included. This pre-owned game is exempt from the 30 day money back guarantee. However if faulty it is covered by a 30 day warranty period. This does not affect your statutory rights |
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How to Inspect a Pre-Owned Car